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Benefits & Services

Being a Member has its Benefits

TD Insurance

Home & Auto Insurance

APEGNB members, here's some recognition for all your hard work.

Save more with TD Insurance

Take full advantage of your Engineers and Geoscientists New Brunswick membership with privileged access to the TD Insurance Meloche Monnex program, which provides savings through lower preferred insurance rates. You’ll also enjoy the outstanding customer service you deserve, with knowledgeable representatives who are always ready to help.

Did you know that a recent study conducted by TD Insurance Meloche Monnex showed that, on average, professionals who have home and auto insurance with us save $400?

We have been serving thousands of professionals like you for 65 years. We would be pleased to count you among our many satisfied customers.

Click here for more information and find out how much you can save.

  TD Ins WEB

Or call 1-877-536-7755  

Garrett Agencies

Life & Health Insurance

Garrett Agencies Logo @1x

Garrett Agencies is the authorized advisor and representative for the Engineers Canada life and health insurance plans, providing professional advice and service
to APEGNB members at no additional cost. 

Chosen for its objective advice, expertise, and product knowledge, the agency will assist you in developing an appropriate risk management strategy for your life and health insurance needs today and into the future.

Plans offered include:
  • term life insurance
  • major accident protection
  • child life & accident plan
  • critical illness insurance
  • health & dental care
  • disability income replacement plan

For insurance planning advice, plan features, benefits, premium details, or to apply, visit the Garrett Agencies Website or call
1-800-661-3300 (Monday to Friday, 8:30 a.m. to 4:30 p.m. ).

A new Professional Retiree Health and Dental Insurance Plan, sponsored by Engineers Canada and underwritten by Manulife, is available to all eligible Engineers Canada members in Canada.

If you’re retiring or starting your own business, Engineers Canada offers three professional retiree health and dental coverage options:

  • Base – acceptance is guaranteed regardless of your health status and no
    medical questionnaire is required upon application
  • Bridge – no medical questionnaire is required if you apply within 60 days of your group health plan end date
  • Comprehensive – offers the highest coverage maximums of the three plans in many benefit categories

About Garrett Agencies
Garrett Agencies is an independent insurance consulting firm that has supported and serviced the Engineers Canada plans for over 25 years. In addition to being
the authorized advisor (Engineers Canada Plans), Garrett Agencies monitors the entire Canadian insurance marketplace and will provide analysis, and comparisons, regarding any life and/or health insurance product offerings available in Canada.

How to Redeem 

ENCON Group Inc.

Professional Liability Insurance

500-1400 Blair Place
Ottawa, ON K1J 9B8
Tel: (613) 786-2000
Toll free HELPLINE 1-800-267-6684
Fax: (613) 786-2001


ENCON Group Inc. administers professional liability insurance programs for Canadian engineers under the direction of the Association of Consulting Engineers of Canada and the Canadian Council of Professional Engineers. The national associations' endorsement of the ENCON Program dates back to 1970 and has been the driving force which has initiated many changes to the program over the years.

The ENCON Program offers Canadian engineers competitive coverage, pricing, and access through independent insurance agents and brokers across Canada. The additional features which are provided by the program include loss prevention services, contract review services, prompt claims handling directed through the head office in Ottawa and conducted by regional branches of adjusters and legal people.

The managers of the program at ENCON are responsible to the national associations in terms of reporting with respect to rate levels, coverage requirements, and other issues relating to the evolution of the program required by Canadian consultants both here in Canada and overseas.

For further information, refer to the ENCON Web site at the following address: http://www.encon.ca/ 

Manulife, The Manufacturers Life Insurance Company

Term Life & Accident Insurance


Engineering professionals have counted on Manulife's Term Life and Accident Insurance program for over 60 years.

This plan is designed to offer maximum protection to your beneficiaries at a minimal cost.

For you and your spouse:

  • Up to $1,500,000 Term Life coverage each
  • Up to $1,000,000 Major Impairment Protection PLUS up to $125,000 Accidental Death coverage each

For each of your eligible dependent children:

  • Up to $500,000 Major Impairment Protection PLUS up to $25,000 Term Life coverage

Unique plan features include:

  • Extended Term Life coverage you can rely on all the way to age 85
  • Insurance Continuation Option provides for premium-free life insurance coverage beginning at age 85
  • "Living Benefit" cash advance provides money if you are diagnosed with a terminal illness after your term life coverage has been in force for 2 years
  • Coverage stays with you if you change jobs or residence anywhere in the world
  • Coverage is guaranteed renewable, once in force. No medical examination or health questions required to continue coverage

For more information about the Engineers Canada-sponsored Term Life and Accident Insurance Program, call 1-877-598-2273  to get a free quote or to apply online, please visit http://www1.manulife.com/can/affinity/affinity.nsf/public/pe_ann_promo?Open&mkt=A51J3

PetSecure Insurance for Pets


View PetSecure's website for details

Great-West Life -- Financial Services


The Engineers Canada-sponsored Financial Security Program is exclusive to engineers and geoscientists, as well as their families, across Canada.

The program offers a wide variety of products to help you save for retirement and other financial goals:

    • Group RRSP (registered retirement savings plan) 

    • Group NRSP (non-registered savings plan) 

    • Group TFSA (tax-free savings account)

    • Retirement income products

Plus, you’ll pay lower investment management fees not typically available to the individual investor. That’s because fees are calculated using the combined
purchasing power of all the participants in the group plan. 

To see the difference lower fees can make on your retirement savings and income,
try the My group advantage calculator or download the app.

Lower fees are just one good reason to join the program. Discover other features and benefits by watching this short video.

Get started today

Visit our Engineers Canada infosite that’s dedicated to the program: 

·        Learn more about the features and benefits

·        Access educational resources, tools and newsletters

·        Enrol in the program

Go here to try out the interactive retirement savings education site. You can navigate through a virtual neighbourhood with videos, tools and information and get the forms to enrol. 

We're here to help

We offer industry-leading service and support, from enrolment to retirement. You can contact the program’s dedicated investment and retirement specialist Angela Harvey at 1-866-788-1293 ext. 5786, or . Angela is a salaried, non-commissioned Certified Financial Planner.® This means you’ll receive unbiased guidance from an expert without any pressure. There’s no charge for this service –
it’s just one of the benefits of participating in the Engineers Canada-sponsored Financial Security Program.

CFP® and CERTIFIED Financial Planner® are certification trademarks owned outside the U.S. by Financial Planning Standards Board Ltd (FPSB). Financial Planners Standards Council is the marks licensing authority for the CFP marks in Canada, through agreement with FPSB.

National Secondary Professional Liability Insurance

 XL Capital

upsUPS Shipping Discount

 Engineers Canada has partnered with UPS to offer a broad range of services for the transportation of packages and freight for engineering professionals.  Visit the Engineers Canada website here for more information.

Budget Rent A Car

Budget Rent A CarBudget is Engineers Canada's primary supplier of rental cars. As a business or leisure traveller, you can select from a variety of low rates.

Program Details

Take advantage of preferred rates for car rental services in Canada.

Off AirportAirports Pick-Up
Intermediate  SUV $57$59 
Standard SUV
* Rates include 200 free km per day; 1,400 km per week; and 4,000 km per month. All excess kilometres will be charged at .20/km. Please note that in some cities across Canada and the United States, surcharges may be applicable.

Why choose this program?

  • Skip the rental counter with online booking and paperless service with Budget Fastbreak®
  • Fast service
  • Use this service anywhere, any time on business or leisure travel
  • Low rates
  • Personal travel discounts and coupons
  • Unlimited mileage
  • Receive AIR MILES®
  • Your choice of vehicles in your reserved rental class is available at most major airports.

Skip the line with Fastbreak

As a Fastbreak member, you'll have a special place to drop the car and get on with your day--and your receipt will be emailed to you.

Store your vehicle preferences, rental history and upcoming reservations on Budget.com. Speed up your experience by choosing Fastbreak Return and e-Receipt.

How do I sign up?

Rent a car today

Budget Client Services: 1-800-268-8900
(français: 1-800-268-8900)

Budget website

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